If I want car finance, where can I check my credit score?

Match Me Car Finance are specialists in providing car finance for people with all kinds of credit score, whether you have a poor credit rating, CCJs, defaults or even an IVA.

If you want to check your credit score before applying, here’s where you can find it:

There are three leading credit scoring agencies in the UK: Equifax, Experian, TransUnion.

You can ask for full details of your credit file at no cost or you can just get your score online, which is also free. The difference between the full file and online one are that the full credit file versions are a paper copy that they send to your address, while the other version is only available at the agency’s website.

All of these agencies charge for their services, but you can get access to them without charge through their partner sites:

For example, for Equifax go to their partner site at: ClearScore;

If you are using Experian their partner site is at MSEs Credit club;

and finally, for TransUnion, go to: Credit Karma

A regular paid-for subscription with one of the main credit agencies may well entitle you to access more up-to-date information on your credit record..

You have the legal right to see a copy of your credit report for free.

You can request this from any credit reference agency that holds information on you.